Patrick Bet-David is an American entrepreneur, author and financial adviser. In 2009, Bet-David founded PHP Agency, a financial services marketing organization, which offers a broad array of life insurance products including 401k roll-overs, annuities and health insurance. Born on October 18, 1978 of Armenian/Assyrian descent in Tehran, Iran during the Iranian Revolution. He immigrated to the United States in 1990. Spent the rest of his childhood and early adulthood in Glendale, California before he served in 101st Airborne Division of the U.S. Army. Bet-David, upon discharge from the Army, started his career in financial services at Morgan Stanley and the Transamerica Corporation (a division of Aegon). After a dinner event with George Will in 2009, Bet-David was inspired to start a crusade called Saving America to encourage free enterprise and fiscal responsibility. Later that year, Bet-David launched a weekly radio show called Saving America on KKLA-FM in Los Angeles. The half-hour show ran for 52 episodes and featured interviews and commentary with various guests. Also in 2009, Bet-David started PHP Agency, LLC, and continued a campaign to educate families about the importance of financial education. In October 2010, Bet-David appeared on the Glenn Beck Show on Fox News Channel as part an episode focusing on entrepreneurship and free enterprise in America. Beck also recorded an endorsement of Bet-David's commitment to principles of free enterprise and financial independence. Bet-David has interviewed several interesting luminaries on the topic of Saving America and financial literacy, such as Apple Co-Founder, Steve Wozniak, former U.S. Comptroller David Walker and Presidential Candidate, Senator Rick Santorum. Bet-David is also an avid blogger and contributor to numerous news outlets on issues of personal finance. His differing views on entrepreneurship, real estate, and the American Dream have been featured on Fox Business, the Denver Post and CNNMoney, among others. To further his crusade of educating America on all things related to personal finance, Bet-David created GoAskNewton.com, an educational and approachable website aimed to educate the masses on how to better manage their money. In 2013 he launched a weekly video blog called “2 Minutes with Pat”, later renamed "Valutainment Weekly".